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Dealing with Insurance Companies After an Injury Accident

If you were hurt in a car crash caused by another driver, it’s natural to assume that insurance will pay for the medical expenses and other damages to help restore your life.

But insurance companies are motivated by profits, not by helping consumers who pay for their services. In fact, insurance adjusters are trained to look for ways to limit potential payouts or deny claims altogether. Continue reading “Dealing with Insurance Companies After an Injury Accident”


Defective Fire Extinguishers Recalled

Almost 38 million fire extinguishers have been recalled for not working. Unfortunately, the defective fire extinguishers resulted in one fatality and numerous injuries.  The fire extinguishers in question were manufactured by Kidde and were recalled because they do not activate, primarily due to the nozzle detaching. To view more about the recall, please click here. Continue reading “Defective Fire Extinguishers Recalled”



What happens if I witness a car wreck?

Although car accidents are common, rarely do people actually witness one.  If you happen to see a car accident, the first thing you must do is make sure you are safe.  Then, call 911 and report the car accident.  If it is safe, try and determine whether someone is in need of medical attention.  Lastly, try and wait for the police to show up as they will likely want to take a statement from you.  Too often, witnesses leave the scene of the collision and thus don’t offer valuable observations to police. This is especially important when there is a dispute about who caused the car accident. Continue reading “What happens if I witness a car wreck?”



Does my own insurance company pay me for a car accident?

If you are involved in a car accident that is not your fault, you may wonder whose insurance company has to pay to make up for your pain and suffering, medical bills, lost wages, etc.  The answer to this question partly depends on whether or not you have uninsured motorist coverage on your insurance policy.  Uninsured motorist coverage, also called Underinsured Motorist Coverage, or UM, is designed to compensate you in cases where the at-fault driver does not liability insurance or does not have enough liability insuarance. Continue reading “Does my own insurance company pay me for a car accident?”


Do You Have to Pay Back Your Health Insurance After a Car Wreck?

Many times clients will ask “Do I have to pay back my health insurance carrier from my settlement?”  Whether you have to pay back your health insurance company will depend on many factors. Most insurance companies will exercise their right of subrogation, meaning that they will exercise their right to be paid back the benefits they extended you during your medical treatment following your collision or other injury producing event.  Some insurance companies, especially those who provided you health insurance through your employer, will not reduce the amount they want to be paid back. Other health insurance companies will agree to reduce the amount they want to be paid back if they can be convinced that it is in their best interests. Continue reading “Do You Have to Pay Back Your Health Insurance After a Car Wreck?”



Faulty Doors Spur Ford to Recall 1M Pickups

Ford is recalling 1.1 million pickup trucks due to a defect that may prevent the doors from opening or closing properly.

2015 ford f-150
A 2015 Ford F-150 pickup, one of the models recently recalled by Ford.

The recall affects F-150 trucks with model years between 2015 and 2017, as well as model-year 2017 Super Duty trucks. According to a Consumer Reports article on the recall, a faulty door latch or bent actuation cable may impair the proper opening or closing of the vehicles’ doors. Continue reading “Faulty Doors Spur Ford to Recall 1M Pickups”


Child Car Seat Safety in Oklahoma

According to the Oklahoma State Department of Health, improper car seat use leaves four out of five children inadequately restrained and vulnerable to injury during transport.

When car seats and boosters are installed correctly and properly fitted to a child, infants under age 1 are 71 percent less likely to die in a car crash. Toddler-age fatalities are reduced by 51 percent when the children are properly secured in car seats. Continue reading “Child Car Seat Safety in Oklahoma”


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