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Should you Purchase Uninsured Motorist Insurance?

January 26, 2016 11:48 am

Is Uninsured Motorist Insurance Worth it?

Uninsured Motorist Insurance is not required, but could definitely be useful to purchase. Considering that over 30% of drivers are uninsured, it is well worth the money to ensure that you are covered in an accident when the other driver is uninsured or underinsured.

Again, you don’t have to purchase uninsured motorist insurance, but it is definitely a good idea to.  We’ve had many clients who have been seriously hurt in a car wreck where the at fault driver did not carry any automobile liability insurance.  If the client did not carry any uninsured\underinsured motorist coverage, then generally the client is not able to recover any compensation because there is no insurance coverage to go after.

What can also happen is you could be seriously hurt in a car wreck and the at fault driver has automobile liability insurance but only carries the minimum amount of $25,000.00.  For example, if you are in a car wreck and have $100,000.00 in medical bills and the at fault driver only has a minimum insurance policy of $25,000.00, then you will have a hard time paying off your medical bills let alone recovering anything for your pain and suffering.  However, if you carry uninsured\underinsured motorist coverage, then your insurance will kick in and compensate you for the value of your claim (up to the amount of your policy).

If you or a loved on have been in an car accident with an uninsured motorist, call the attorneys at Carr & Carr. We at Carr & Carr do more than simply fight for our clients. Every one of us, from the receptionist waiting to greet you to the paralegals and attorneys, genuinely cares about you. We will listen to you and provide comfort and support when you need it. We have offices in Tulsa, Oklahoma City and Northwest Arkansas.  Plus, we’ll drive to meet you no matter where you may live or work.




Recorded Statement Requested by Insurance Companies

January 22, 2016 11:47 am

Call a Lawyer Before Agreeing to Recorded Statement!

Have you been asked for a recorded statement by an insurance company after being involved in a car accident? The first step you should take is contacting a lawyer. Recorded statements requested by the at-fault person’s insurance company can often times work against you and your case. For example, they make ask you a trick or confusing question where you accidentally say something that isn’t true and that works against you.  You are under no obligation to give a recorded statement.

Already Gave a Recorded  Statement?

Even if you have already recorded a statement, contact Carr & Carr personal injury attorneys, we can likely help you! Just because you have been hurt does not mean that you are powerless.  At Carr & Carr, we fight for the rights of the individual, whether your claim involves an insurance company, a huge corporation, or a federal, state or local governmental agency. We have offices in Oklahoma City, Tulsa and Northwest Arkansas.




How a personal injury lawyer can add value to your case

January 4, 2016 4:29 pm

Whether you are run down in a crosswalk while crossing the street, mauled by the neighbor’s dog, or rear-ended by a tractor-trailer, you might suffer debilitating injuries. Some injury victims are tempted to personally negotiate their legal claim for financial compensation with the at-fault party’s insurance company only to realize they have made a grave mistake after receiving a lowball settlement or no recovery at all.  An insurance adjuster will salivate at the prospect of taking on a self-represented party because this is akin to a little league baseball player trying to face a major league pitcher.  Our experienced Oklahoma and Arkansas Personal Injury Attorneys at Carr & Carr, Attorneys at Law, have provided an overview of ways that a skilled and experienced lawyer can add value to your case.

Determining the Value of Your Claim: A fundamental aspect of negotiating a settlement or pursuing a verdict at trial for an injury claim involves properly estimating the value of a case. This is a complex process because many factors impact the value of a claim, such as: severity of injury, nature of permanent disability, medical bills, lost wages, diminished earning capacity, strength of evidence of fault, comparative fault of the injury victim, availability of insurance, policy limits, egregious nature of the conduct, amount of property damage, and a multitude of other factors.  At Carr and Carr, we have experience evaluating cases based on weighing the factors that impact damages because of the large number of cases they have handled.  Our law firm will consider our past cases as well as the difference between those cases and the current case.  We also conduct research on verdicts and settlements involving similar types of accidents and injuries from similar cases in Oklahoma and Arkansas.

Navigating Complex Legal Standards, Evidentiary Rules & Applicable Procedures: For the uninitiated, the civil litigation process is a minefield that is extremely difficult to navigate. Whether the hurdle involves the special notice requirements required to sue a public entity or complying with the statute of limitations to avoid being barred from filing a lawsuit, the failure to navigate these procedures can have a devastating impact.  A personal injury lawyer understands the legal standards that apply to a particular negligence claim, such as the standard of ordinary care for a motorist in a car accident or the higher standard applicable to a physician in a medical malpractice case.  A layperson can have trouble working within the many technical rules that are second nature for an insurance defense lawyer with extensive law school training and practice experience.

Litigation Resources: The cost to pursue a personal injury claim easily can be tens of thousands of dollars or more. Effective litigation of a tractor-trailer, medical malpractice, defective product, or other type of case involves a broad range of expenses that can include filing fees, expert witness fees, video production costs, exhibit preparation cost, court reporter fees, postage, copying costs, and many other expenses.  Even if an injury victim can afford the cost of litigation, Carr & Carr advances the costs on lawsuit-related expenses.

Shifting Risk of Loss: When Carr and Carr decides to represent an injury victim, we assume financial risk of a defense verdict at trial. Because we handle personal injury claims on a contingency fee basis, we do not collect attorney fees unless and until they obtain a settlement or judgment.  This means we risk not being compensated for the time and effort invested in pursuing the case.  Further we absorb the expenses, so the entire financial risk of pursuing a legal claim in this type of lawsuit falls on the law firm.

Access to Network of Experts: Law firms that routinely represent victims of a motorcycle crash, slip and fall, rollover accident, or other type of incident causing injury will routinely work with individuals with specialized knowledge. A compelling claim frequently requires several experts in diverse areas like accident reconstruction, engineering, medical disciplines, vocational training, mental health, and more.  A layperson faces an enormous challenge in locating, evaluating, and affording experts when unrepresented.

If you have suffered injury because of the negligent, reckless, or intentional conduct of an individual, corporation, or public entity, our personal injury lawyers at Carr & Carr are fierce advocates for injury victims. Our law firm is committed to holding individuals and entities accountable for unsafe acts and intentional misconduct that harms others.  Our law firm has offices located in Tulsa, Oklahoma City, and Northwest Arkansas in Springdale, so call us today at 877-392-4878 to schedule your free consultation or click here.

 




Holiday Safety Tips

December 15, 2015 6:38 pm

Decorating for the holidays is a blast, and it’s even more fun when you have friends and family with whom to share the tradition.  Unfortunately, a lot of the common holiday decorations have the potential to be incredibly dangerous and cause injury to children, toddlers, and babies.

Taking your little one to the doctor or emergency room is probably not your idea of a fun holiday celebration.  The good news is accidents like this can be completely avoided.  Taking safety precautions in advance to prevent potential harm or injury can save you a lot of time, money and stress later, and is just one way to make sure your holiday goes as smoothly as planned.

We’re lending a hand this season by providing you some tips and tricks for childproofing your home for the holidays.  Keep these in mind as you start decorating and use them to make your house that much safer.

The Tree

Some of us like simple trees with white lights and a few sparkling ornaments, while others prefer the whole shebang with colored lights, tinsel, popcorn strings, glass balls, gingerbread men and more. Whatever your style, if you have little ones in the house, it might need to be altered for a few years.  Consider the following ideas when decorating your tree this year:

  • Try to set your tree up in a corner.  This allows for two sides to be at least semi-protected by walls, or at the very minimum, harder to reach.
  • Consider buying a real tree.  Some artificial trees contain PVC and some even contain lead-based chemicals.
  • Real or fake, keep it away from any heat sources.  These could melt an artificial tree or cause a real one to catch fire, which isn’t safe for anyone!
  • Put away the glass ornaments for a little while.  If your child is a newer walker, it’s fairly easy for them to toddle over to the tree, grab a branch for support and knock glass ornaments off in the process.
  • Don’t use ornaments or decorations that look like food.  Anyone with kids knows they’ll put nearly anything in their mouths, given the opportunity.
  • Unless you are able to watch your toddler at all times, it might be best to only decorate the tree above where they are able to reach. That way you know if they do make it to the tree, the worst thing they can get to are branches.

Once your child has reached an age where they clearly understand what not to do/eat/touch on the tree, you can return to your usual decorating habits.  But for children 5-6 and under, it’s a good idea to tone it down for a while.

Other Decorations

If you love to decorate, you know it’s not just about the tree.  There are countless other surfaces in your home that can be given some holiday style, from banisters and railings to the front yard.  Keep the following in mind while decking your halls:

  • Any kind of rope-like decoration could be a strangulation hazard.  This includes lights, garlands, popcorn/cranberry strings and tinsel.  If you’re going to decorate with these, make sure they are positioned high and well out of reach.
  • Candles are gorgeous around the holidays, but not safe for your little tykes.  Invest in electric or battery powered candles to use while they’re still young.
  • As you’re unpacking the decorations, be sure to pick up any strings, twisty ties or packing materials (peanuts, bubble wrap) that may fall out of your storage boxes.  Any of these can easily choke or strangle a small child.
  • Keep items like poinsettias, mistletoe, holly branches and potpourri out of reach. The bright colors and nice smells can tempt kids to try a taste!
  • If you do not have them already, buy outlet covers and place them in any outlets not being used.  You should also place them on strands of lights that feature an open plug to allow for multiple strings to be connected.
  • Avoid using bows and ribbons when wrapping gifts.  These are just a few more things that can become a choking or strangulation hazard for kids and babies.

Safe Cooking

Chances are if you have a child under the age of 5, you’re already experienced in cooking safely when they are around.  The holidays tend to involve a lot more pressure to cook though, and in the chaos it can be hard to keep track of all the little details you need to keep your children safe.  While cooking this holiday season:

  • Use a baby gate or two to block off the kitchen, if possible.  If not, you may want to consider putting your little “helper” in a high chair or playpen while you’re dealing with a hot oven or the open flame of a stove.
  • If you’re entertaining family or friends, check the area regularly to make sure no potentially harmful foods have been dropped on the floor and forgotten about.
  • Clean as you go.  Not only is it easier on you, but it will reduce the risk you’ll leave something out you didn’t intend.
  • Make sure there are no little ones underfoot while you’re transporting food from the kitchen to the dining table.  Tripping while you’re carrying a hot pan or dish can easily burn your child and yourself.
  • Put hot pans or dishes in the sink or out of reach when you’re done with them.
  • Don’t use a tablecloth or runner. Yes, it looks nice, but it’s far too easy for kids to grab onto these and pull whatever is on the table on the floor in the blink of an eye.

Happy Holidays and Season’s Greetings from your friends at Carr & Carr!




Calling a Personal Injury Attorney After an Accident

December 15, 2015 5:29 pm

Understanding your rights is important, and here at Carr & Carr we can help ensure you know exactly what to expect after being involved in an accident. Our personal injury attorneys can help determine if you have a case and what your next steps should be. Make sure you are receiving fair compensation and call Carr & Carr today 1-877-392-4878.

Types of Personal Injury Claims:

  • Motor Vehicle Accidents
  • Slip and Fall
  • Medical Malpractice
  • Dog Bites
  • And More

If you are having trouble hearing the audio, please read the video transcription below. 

It’s always a good idea to contact one of our [personal injury] attorneys at Carr & Carr Attorneys if you’ve been involved in an auto accident. We can help guide you through the process of what to expect and help get you the compensation that you deserve.




SharkNinja Ninja blenders recalled

December 2, 2015 12:15 pm

SharkNinja has recalled 1.1 million blenders due to a laceration risk posed by the blender if a consumer pours the pitcher or inverts the pitcher after removing the lid while the loose stacked blade assembly is still inside the pitcher.  There have already been 53 consumers who have reported injuries. The recall involves 12 different models of Ninja professional blenders.

NinjaBL660

If you have been injured by this blender, you are entitled to be compensated for your medical bills, pain and suffering, lost wages and any permanent injury that you may have. Further, there is a possibility that you may be entitled to punitive damages depending on the conduct of the seller and manufacturer.

This recall involves 12 models of Ninja professional blenders with model numbers that start with BL 660, BL 663 or BL 665

Please contact Carr & Carr Attorneys at 800-777-4878 for a free consultation. You can also contact through our website here.

 




Halloween Safety Tips

October 26, 2015 12:55 pm

Follow these simple Halloween safety tips to have a fun and safe Halloween.

Halloween Safety Tip #1:

Halloween safety tips

Plus, trick-or-treating is much more fun with a group of friends! So remember, always be in a group or with another person when out on Halloween.

Halloween Safety Tip #2:

 

Halloween safety tip 2

You may be dressed as a magical being, but that doesn’t mean you are safe from cars. Make sure you are visible to drivers at night.

Halloween Safety Tip #3:

Halloween safety tips 3

Trust us, there is plenty of candy out there. Don’t risk your safety for more candy.

Halloween Safety Tip #4:

Halloween safety tip 4

Eating homemade treats from home is one thing, but don’t accept homemade treats from strangers- no matter how delicious they may look.

Halloween Safety Tip #5:

Halloween Safety Tip 5

This should really be a year round tip. Make sure you are aware of the vehicles around you and whenever possible, stay on the sidewalk.




Personal Injury Law Keeps People Accountable

October 26, 2015 10:00 am

 

Patrick Carr: Personal injury law promotes accountability and if people are held accountable, they’re going to be more careful when they drive a car, when they operate dangerous machinery, when they’re handling other things that might hurt us.

So for that reason, if we’re all accountable to each other, we tend to be safer.




Nursing Home Research

October 22, 2015 10:00 am

Finding a good nursing home for your loved one is of the utmost importance. You want to be sure to find the best place for them, which may require some research.

Patrick E. Carr, injury lawyer:  If you’re looking into finding a new nursing home for your loved one, because you suspect some bad things have happened at the place where you are, you can go to the medicare website which shows a ranking of nursing homes according to complaints made in the latest inspections.

You can find more resources in our website, carrcarr.com, we have a link there you can use to go to the site.




Nursing Home Falls

October 13, 2015 8:00 am

Nursing home falls unfortunately do occur. However, this fall could be at the fault of the nursing home. In order to ensure your loved ones are safe, make sure to contact an attorney to see if this nursing home fall could have been avoided.

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Patrick E. Carr: If your loved ones fall and hurts himself or herself at a nursing home, it might be the fault of the nursing home because a nursing home is supposed to take care of older people to make sure they don’t fall.

So if that happens, a good idea is to call the Department of Health to make an investigation, to see what has happened and consider hiring your own attorneys to take a look at it, such as our lawyers at Carr & Carr.






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