Car accidents are unfortunately common in Oklahoma City. According to data from the Oklahoma Highway Safety Office, there were 9,763 car crashes in the state in 2019. Of those, 1,844 occurred in Oklahoma City, which means that nearly 20 percent of car crashes in the state happened in OKC. In 2019, 2,256 people were injured in car accidents in Oklahoma City, and there were 82 fatalities.
Dealing with injuries or the death of a loved one after a car accident is extremely traumatic, especially if the crash was caused by another person’s negligence. Even if the insurance company responds quickly, you may not be offered adequate compensation. Insurance companies are notorious for making less-than-fair offers and then pressuring car accident victims to accept the initial settlement.
At Carr & Carr, we want you to know that you have other options. We have years of experience helping Oklahoma City car accident victims pursue fair compensation. To learn more about your legal options, schedule a free consultation online or call our Oklahoma City office at 405-691-1600.
Getting Compensation After a Car Accident in Oklahoma City
After a car accident, you may be entitled to compensation from the liable party, which is usually paid by their insurance. This money is intended to cover the financial consequences of a crash:
- Property damage
- Lost wages if you are unable to work
- Medical bills
- Pain and suffering
How do car accident victims get compensated in Oklahoma? The state requires residents to carry insurance to cover damages from accidents where they are at fault. Unfortunately, the Insurance Research Council indicates that 13.4 percent of Oklahoma motorists were uninsured in 2019. If you are a victim of a crash where the negligent party is uninsured, you may have to pursue compensation through a lawsuit.
However, not all car accidents in Oklahoma City and other parts of the state are simple cases where there is only one liable party. The state has a modified comparative negligence standard, which means that more than one driver can be held liable in a crash. In fact, each driver is generally assigned a percentage of liability for the car accident, depending on the exact details of what happened. Drivers who are found to have more than 50 percent liability are not allowed to recover damages.
How To Respond After an Oklahoma City Car Accident
Getting in a car accident is frightening and stressful, but it’s important to know what you should do in this situation.
It’s essential to get as much evidence about the crash as possible. Take lots of pictures at the scene to show property damage and injuries. If there are witnesses, it’s important to get their contact information so you can follow up if necessary during your compensation claim.
Get Medical Treatment
Everyone involved in the crash should get evaluated by a medical professional, even if there are no obvious injuries. You may need to provide your medical records during a compensation claim. Additionally, some serious conditions, including traumatic brain injuries, do not always show immediate symptoms.
If you’re injured in a car accident in Oklahoma City, you have two years to file a damages claim. After that, the statute of limitations expires. While you can start your claim anytime in those two years, it’s best to initiate a claim as soon as possible so you have the best access to evidence, witness statements, and other essential information.
Common Injuries From Car Accidents in Oklahoma City
Car crashes can result in numerous different types of injuries, which can range from mild to severe:
- Broken bones
- Spinal damage
- Bruises and abrasions
- Head injuries
One of the most common car accident injuries is whiplash, which can be caused even by minor “fender benders.” Whiplash is a neck injury that affects the tendons, muscles, and ligaments. It can have both immediate and long-term symptoms, such as neck pain, headaches, and muscle spasms.
No matter what kind of injuries you get from a car accident, medical care can result in high bills. You should get compensated for these expenses, especially if you were not at fault in the accident.
Are Car Accident Claims Settled in Court?
Most people who get in car accidents just want to focus on recovering and getting back to normal life. This often means that it’s easy for insurance companies to pressure victims into signing a quick settlement, even if the amount of compensation isn’t fair.
If you decide to pursue a compensation claim with the help of a lawyer, you don’t necessarily need to worry about going to court. The vast majority of car accident cases end in settlements that don’t require any court appearances. However, there are rare instances when a car accident victim may end up taking their claim to court.
Should You Hire an Attorney for a Car Accident Claim?
Even if you don’t plan on taking your car accident claim to court, you may decide to hire an attorney. An experienced lawyer can help you file your claim paperwork and give you the information you need to understand whether the insurance company’s offer is fair. If it isn’t, an attorney can help you decide on the next step to pursue a fair settlement.
Find Expert Representation After a Car Accident
Car accidents in Oklahoma City can have devastating consequences: severe injuries, mental anguish, and financial stress. Oftentimes insurance companies do not provide adequate compensation for victims and their families. Pursuing fair compensation can be challenging when you are also trying to recover your health and get back to normal life.
At Carr & Carr, we are here to help. Our team is dedicated to serving victims of car accidents in Oklahoma City and the surrounding area. We are ready to discuss your situation and explain your legal options.