Property owners are held to a reasonable standard of care in the maintenance of their property. This duty requires the property owner to exercise a reasonable amount of care in keeping their property in a reasonably safe condition. They have a duty to correct any known, hidden dangers in a reasonable amount of time or at least warn of the danger. Examples of injuries that may be covered by a homeowner’s claim are trip or slip and fall accidents, swimming pool accidents, lawnmower accidents, ATV accidents and a number of other events that you may never think of as being covered by homeowner’s insurance.
Homeowner’s insurance typically provides coverage for these types of events. In addition, homeowner’s insurance may also provide liability insurance to the homeowner if the homeowner negligently causes an injury to someone else, even if the injury did not occur on the homeowner’s property. An experienced homeowner’s insurance lawyer can investigate what insurance coverage will apply if you are injured due to someone else’s negligence. Do not assume that there is no insurance that would cover your injury. Allow one of our experienced attorneys to investigate the matter for you.
If you are injured on someone else’s property, you should be sure to file an accident report. If your accident occurred at a place of business, be sure not to sign anything, as the business owner may try to get you to sign away your right to sue. You should also attempt to get statements of witnesses, as well as their names and phone numbers in case you need to contact them later.
If you believe your homeowner’s insurance claim was wrongfully denied, delayed or limited, please call the Oklahoma insurance attorneys at Carr & Carr at 877-392-4878 or contact us online to arrange your free consultation. Our insurance lawyers are based in Oklahoma City and Tulsa, but we can meet you elsewhere throughout the state.