The Supplemental Security Income program pays benefits to disabled adults and children who have limited income and resources. It is designed to help aged, blind, and disabled people, who have little or no income; and it provides cash to meet basic needs for food, clothing, and shelter.
SSI benefits also are payable to people 65 and older without disabilities who meet the financial limits.
People who have worked long enough may also be able to receive Social Security disability or retirement benefits as well as SSI.
What is the difference between SSI and Social Security Disability Insurance?
Both SSI and SSDI are federal programs that provide cash payments to people who meet the federal definition of “disabled”. There are 3 main differences between the two.
- SSI and SSDI have different financial requirements. SSI is designed to meet the basic needs who may otherwise have a hard time paying for food and shelter and SSDI provides a benefit if a person has worked long enough to obtain enough work credits to be eligible. A person must have earned 20 work credits out of the last 40 quarters. Typically, this means the person worked 5 out of the last 10 years. Payment varies depending on how much someone has earned from their work history.
- SSI typically will provide access to Medicaid, SSDI provides access to Medicare 2 years and 5 months from your onset of disability.
- SSI payment is a variable based on household income and assets. SSDI varies on a case to case basis and is dependent on how much the person has paid in. Everyone’s payment is different.
How Do I Apply for SSI?
An adult with a disability – you can now file for SSI online but only if you meet certain requirements.
You are eligible to file online for SSI if you:
- Are between the ages of 18 and 65.
- Have never been married.
- Are a U.S. citizen residing in one of the fifty states, District of Columbia, or the Northern Mariana Islands.
- Have not applied for or received SSI benefits in the past.
- Are applying for Social Security Disability Insurance at the same time as your SSI claim. Find out if you are eligible to receive Social Security Disability Benefits.
Once you complete the online process, a Social Security representative will contact you by mail or phone if we need additional information.
You can do most of your business with Social Security online. If you cannot use these online services, your local Social Security office can help you apply. Although the offices are closed to the public, employees from those offices are assisting people by telephone.
Initial claims usually take 30 to 90 days to process.
If you have recently had your SSDI application denied or need help applying for benefits, call the Carr and Carr offices and we can help. Having an experienced disability lawyer on your side has many advantages.
If you need help with your claim call us today at 866.510.0580 or contact us online.