Almost 38 million fire extinguishers have been recalled for not working. Unfortunately, the defective fire extinguishers resulted in one fatality and numerous injuries. The fire extinguishers in question were manufactured by Kidde and were recalled because they do not activate, primarily due to the nozzle detaching. To view more about the recall, please click here. Continue reading “Defective Fire Extinguishers Recalled”→
Like most states, Oklahoma has laws that restrict cell phone use while driving in an effort to reduce distracted driving accidents. Oklahoma is also like most states in that many drivers either don’t know the applicable distracted driving laws or choose to ignore them. Continue reading “Oklahoma’s Texting and Distracted Driving Laws”→
Although car accidents are common, rarely do people actually witness one. If you happen to see a car accident, the first thing you must do is make sure you are safe. Then, call 911 and report the car accident. If it is safe, try and determine whether someone is in need of medical attention. Lastly, try and wait for the police to show up as they will likely want to take a statement from you. Too often, witnesses leave the scene of the collision and thus don’t offer valuable observations to police. This is especially important when there is a dispute about who caused the car accident. Continue reading “What happens if I witness a car wreck?”→
If you are involved in a car accident that is not your fault, you may wonder whose insurance company has to pay to make up for your pain and suffering, medical bills, lost wages, etc. The answer to this question partly depends on whether or not you have uninsured motorist coverage on your insurance policy. Uninsured motorist coverage, also called Underinsured Motorist Coverage, or UM, is designed to compensate you in cases where the at-fault driver does not liability insurance or does not have enough liability insuarance. Continue reading “Does my own insurance company pay me for a car accident?”→
Many times clients will ask “Do I have to pay back my health insurance carrier from my settlement?” Whether you have to pay back your health insurance company will depend on many factors. Most insurance companies will exercise their right of subrogation, meaning that they will exercise their right to be paid back the benefits they extended you during your medical treatment following your collision or other injury producing event. Some insurance companies, especially those who provided you health insurance through your employer, will not reduce the amount they want to be paid back. Other health insurance companies will agree to reduce the amount they want to be paid back if they can be convinced that it is in their best interests. Continue reading “Do You Have to Pay Back Your Health Insurance After a Car Wreck?”→
One of the biggest concerns people have after getting into a car wreck is how to get to another car so that they can get to work, take kids to school, and run basic errands. Under Oklahoma law, the insurance carrier for the at-fault driver is responsible for the costs to you for not having a car. Continue reading “Getting transportation after a car accident”→
According to the Oklahoma State Department of Health, improper car seat use leaves four out of five children inadequately restrained and vulnerable to injury during transport.
When car seats and boosters are installed correctly and properly fitted to a child, infants under age 1 are 71 percent less likely to die in a car crash. Toddler-age fatalities are reduced by 51 percent when the children are properly secured in car seats. Continue reading “Child Car Seat Safety in Oklahoma”→