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What Is Gap Insurance?

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What Is Gap Insurance?

What is GAP insurance?

Car Key on an Insurance Policy

GAP Insurance stands for Guaranteed Asset Protection Insurance.

This is insurance that can be purchased at the time you buy an automobile. which provides you with protection in the event your vehicle is totaled out in an accident. It pays any additional difference that is owed between the actual cash value of the vehicle and the balance of your loan.

This is important coverage to consider when buying a vehicle since most vehicles depreciate in value faster than the loan is paid off. New cars lose value the moment they are driven off of the sales lot, 20-30% in the first year.

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Common Questions About Uninsured and Underinsured Motorist Coverage

We have covered uninsured motorist coverage in the past, specifically if you should purchase the coverage or not.

Now, our car accident attorneys are answering some of the more common questions we’ve been asked about this additional insurance policy.

If you have any questions, don’t hesitate to contact our law firm today.

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Were You Hit By A Drowsy Driver?

According to the National Highway Traffic Safety Administration (NHTSA), every year about 100,000 police-reported crashes involve drowsy driving.

This has resulted in more than 1,550 fatalities and 71,000 injuries per year.

According to a 2018 study published in SLEEP magazine, not only are drowsy drivers facing much higher crash risks than their well-rested counterparts, their risk is comparable to drivers with a blood alcohol concentration of 1.5 times the legal limit.

If you were hit by a drowsy driver and insurance isn’t giving you a fair shake, call our car accident lawyers today at 844-210-7917 for your free consultation.

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Everything You Need to Know About Rideshare Accidents

When you need to get somewhere but don’t want to drive or take public transit, “taking an Uber” or “taking a Lyft” is probably your go-to option.

Many people use ridesharing services to get where they need to go. About 36 percent of American adults say they used a ridesharing service at least once, as of 2018. That’s more than double the number of Americans who said the same in 2015.

However, there’s an area of ridesharing services that seem vague and obscured: rideshare accidents.

How are drivers and passengers protected if an accident occurs? Who’s at fault, or responsible for insurance coverage?

Continue reading “Everything You Need to Know About Rideshare Accidents”

Hit and Run Accidents

According to research conducted by AAA Foundation for Traffic Safety, the prevalence of hit-and-run crashes in the U.S. has steadily increased since 2006. In 2016, there were 1,980 fatal hit-and-run crashes resulting in 2,049 fatalities. Of these, 1,398 crashes involved pedestrians and bicyclists.

It’s important that pedestrians, bicyclists, and drivers alike understand their rights and what to do if a driver flees the scene. Continue reading “Hit and Run Accidents”

Tire Tread, Pressure, Alignment and Rotation Tips

What is tire tread?

Tires need traction to grip the road in dangerous weather conditions, such as rain, snow, ice, or mud.

If we only drove on dry, non-weather effected roads, treads wouldn’t be necessary because smooth tires are best for gripping dry surfaces.

But most of us drive in all kinds of weather conditions, and we need good treads to drive safely.

These weather conditions can change from hour to hour in Oklahoma. Without safe treads, the cars we drive would be almost impossible to control on wet, icy, or slick roads.

Continue reading “Tire Tread, Pressure, Alignment and Rotation Tips”

Oklahoma Uninsured Motorists: New Technology

Tulsa World reports – A program designed to crack down on uninsured drivers through the use of automatic license plate scanning technology has located thousands of violations in the first weeks of its deployment.

About 2,100 uninsured vehicle violation notice letters will be sent to registered owners in the coming days, said Amanda Arnall Couch, prosecutor for the Uninsured Vehicle Enforcement Diversion Program, a unit of the Oklahoma District Attorneys Council.

Continue reading “Oklahoma Uninsured Motorists: New Technology”
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