According to research conducted by AAA Foundation for Traffic Safety, the prevalence of hit-and-run crashes in the U.S. has steadily increased since 2006. In 2016, there were 1,980 fatal hit-and-run crashes resulting in 2,049 fatalities. Of these, 1,398 crashes involved pedestrians and bicyclists.
Following a motor vehicle crash, most people just want to put the incident behind them as quickly as possible. But injury victims can find it hard to pick up the pieces when they’re facing mounting medical expenses, time away from work, mental anguish, and costly property damage.
Tulsa World reports – A program designed to crack down on uninsured drivers through the use of automatic license plate scanning technology has located thousands of violations in the first weeks of its deployment. About 2,100 uninsured vehicle violation notice letters will be sent to registered owners in coming days, said Amanda Arnall Couch, prosecutor for the Uninsured Vehicle Enforcement Diversion Program, a unit of the Oklahoma District Attorneys Council. Continue reading “Oklahoma Uninsured Motorists: New Technology”
Like most states, Oklahoma has laws that restrict cell phone use while driving in an effort to reduce distracted driving accidents. Oklahoma is also like most states in that many drivers either don’t know the applicable distracted driving laws or choose to ignore them. Continue reading “Oklahoma’s Texting and Distracted Driving Laws”
Although car accidents are common, rarely do people actually witness one. If you happen to see a car accident, the first thing you must do is make sure you are safe. Then, call 911 and report the car accident. If it is safe, try and determine whether someone is in need of medical attention. Lastly, try and wait for the police to show up as they will likely want to take a statement from you. Too often, witnesses leave the scene of the collision and thus don’t offer valuable observations to police. This is especially important when there is a dispute about who caused the car accident. Continue reading “What happens if I witness a car wreck?”
If you are involved in a car accident that is not your fault, you may wonder whose insurance company has to pay to make up for your pain and suffering, medical bills, lost wages, etc. The answer to this question partly depends on whether or not you have uninsured motorist coverage on your insurance policy. Uninsured motorist coverage, also called Underinsured Motorist Coverage, or UM, is designed to compensate you in cases where the at-fault driver does not liability insurance or does not have enough liability insuarance. Continue reading “Does my own insurance company pay me for a car accident?”
Many times clients will ask “Do I have to pay back my health insurance carrier from my settlement?” Whether you have to pay back your health insurance company will depend on many factors. Most insurance companies will exercise their right of subrogation, meaning that they will exercise their right to be paid back the benefits they extended you during your medical treatment following your collision or other injury producing event. Some insurance companies, especially those who provided you health insurance through your employer, will not reduce the amount they want to be paid back. Other health insurance companies will agree to reduce the amount they want to be paid back if they can be convinced that it is in their best interests. Continue reading “Do You Have to Pay Back Your Health Insurance After a Car Wreck?”