Car Accidents

Following a car accident, most people just want to put the incident behind them as quickly as possible.

But injury victims can find it hard to pick up the pieces when they’re facing mounting medical expenses, time away from work, mental anguish, and costly property damage.

What is tire tread?

Tires need traction to grip the road in dangerous weather conditions, such as rain, snow, ice, or mud.

If we only drove on dry, non-weather effected roads, treads wouldn’t be necessary because smooth tires are best for gripping dry surfaces.

But most of us drive in all kinds of weather conditions, and we need good treads to drive safely.

These weather conditions can change from hour to hour in Oklahoma. Without safe treads, the cars we drive would be almost impossible to control on wet, icy, or slick roads.

Powered by the National Highway Traffic Safety Administration, Safercar.gov is a great resource for consumers to review all vehicle facts including; crash ratings, recalls and investigations, complaints and defects, car seats, safety technologies and tire safety. Continue reading “Safercar Offers Diverse Resources for Consumers in Oklahoma”

Two new crossovers—the 2019 Hyundai Santa Fe and Subaru Ascent—have earned the Top Safety Pick+ award from the Insurance Institute for Highway Safety. Continue reading “What Crossovers are Voted Top Safety Picks?”

If you were hurt in a car accident in Oklahoma City caused by another driver, it’s natural to assume that insurance will pay for the medical expenses and other damages to help restore your life.

But insurance companies are motivated by profits, not by helping consumers who pay for their services. In fact, insurance adjusters are trained to look for ways to limit potential payouts or deny claims altogether.

Like most states, Oklahoma has laws that restrict cell phone use while driving in an effort to reduce distracted driving accidents. Oklahoma is also like most states in that many drivers either don’t know the applicable distracted driving laws or choose to ignore them.

Although car accidents are common, rarely do people actually witness one.  If you happen to see a car accident, the first thing you must do is make sure you are safe.  Then, call 911 and report the car accident.  If it is safe, try and determine whether someone is in need of medical attention.  Lastly, try and wait for the police to show up as they will likely want to take a statement from you.  Too often, witnesses leave the scene of the collision and thus don’t offer valuable observations to police. This is especially important when there is a dispute about who caused the car accident. Continue reading “What to do if you Witness a Car Accident in Oklahoma”

If you are involved in a car accident that is not your fault, you may wonder whose insurance company has to pay to make up for your pain and suffering, medical bills, lost wages, etc.  The answer to this question partly depends on whether or not you have uninsured motorist coverage on your insurance policy.  Uninsured motorist coverage, also called Underinsured Motorist Coverage, or UM, is designed to compensate you in cases where the at-fault driver does not liability insurance or does not have enough liability insuarance. Continue reading “Does my own insurance company pay me for a car accident in Oklahoma?”

Many times clients will ask “Do I have to pay back my health insurance carrier from my settlement?”  Whether you have to pay back your health insurance company will depend on many factors. Most insurance companies will exercise their right of subrogation, meaning that they will exercise their right to be paid back the benefits they extended you during your medical treatment following your collision or other injury producing event.  Some insurance companies, especially those who provided you health insurance through your employer, will not reduce the amount they want to be paid back. Other health insurance companies will agree to reduce the amount they want to be paid back if they can be convinced that it is in their best interests. Continue reading “Do You Have to Pay Back Your Health Insurance After a Car Wreck?”

One of the biggest concerns people have after getting into a car wreck is how to get to another car so that they can get to work, take kids to school, and run basic errands.  Under Oklahoma law, the insurance carrier for the at-fault driver is responsible for the costs to you for not having a car. Continue reading “Getting transportation after a car accident”

If you have been involved in a car wreck that was not your fault, you might be wondering what the car accident insurance limits are that the at-fault driver carries. Like most every other state in the nation, Oklahoma requires the drivers of motor vehicles to maintain minimum automobile liability insurance. Continue reading “What are the Car Accident Insurance Limits in Oklahoma?”

There are a wide variety of circumstances that lead to car collisions. No two car accidents are the same – car crashes come about because of a variety of reasons and the ways in which two (or more) cars collide will vary from case to case. These differences and distinctions are significant: The approach used to win one specific car crash victim’s case may not be successful in winning another car accident victim’s case. Continue reading “Types of Car Accidents”

You have just been injured in an Oklahoma car crash – do you need assistance in filing a claim for compensation? Attorney Michael Carr of Carr & Carr, Attorneys at Law explains that many individuals not only find the assistance of an experienced and knowledgeable car collision claim attorney helpful, but crucial, in obtaining compensation for their injuries. The recovery process can be long and complicated: a skilled attorney is not only able to guide an injured client through each step of the civil claim process but he or she can also increase the likelihood that the client’s claim will be successful. Continue reading “Filing an Oklahoma Car Accident Claim”

Uninsured Motorist Insurance is not required, but could definitely be useful to purchase. More than 30 percent of drivers are uninsured, it is well worth the money to ensure that you are covered in an accident when the other driver is uninsured or underinsured.

Michael E. Carr: If you’re injured in Oklahoma by a driver who did not have any insurance, you have a couple of options.

The ability of the roof of your car to withstand a rollover is critically important because you don’t have to be a rocket scientist to figure out what will happen if that roof crushes down on you during a rollover. Continue reading “Could Your Car Withstand A Rollover?”